Initiate on-ramp
curl --request POST \
--url https://api.zet.money/v1/onramp/initiate \
--header 'Content-Type: application/json' \
--header 'x-api-key: <api-key>' \
--data '
{
"quoteId": "qt_01H8X3...",
"walletId": "wal_01H8X3...",
"destinationAddress": "0xabc...",
"reference": "order_12345",
"callbackUrl": "https://yourapp.com/webhooks/zet"
}
'import requests
url = "https://api.zet.money/v1/onramp/initiate"
payload = {
"quoteId": "qt_01H8X3...",
"walletId": "wal_01H8X3...",
"destinationAddress": "0xabc...",
"reference": "order_12345",
"callbackUrl": "https://yourapp.com/webhooks/zet"
}
headers = {
"x-api-key": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'x-api-key': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({
quoteId: 'qt_01H8X3...',
walletId: 'wal_01H8X3...',
destinationAddress: '0xabc...',
reference: 'order_12345',
callbackUrl: 'https://yourapp.com/webhooks/zet'
})
};
fetch('https://api.zet.money/v1/onramp/initiate', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.zet.money/v1/onramp/initiate",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'quoteId' => 'qt_01H8X3...',
'walletId' => 'wal_01H8X3...',
'destinationAddress' => '0xabc...',
'reference' => 'order_12345',
'callbackUrl' => 'https://yourapp.com/webhooks/zet'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"x-api-key: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.zet.money/v1/onramp/initiate"
payload := strings.NewReader("{\n \"quoteId\": \"qt_01H8X3...\",\n \"walletId\": \"wal_01H8X3...\",\n \"destinationAddress\": \"0xabc...\",\n \"reference\": \"order_12345\",\n \"callbackUrl\": \"https://yourapp.com/webhooks/zet\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("x-api-key", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.zet.money/v1/onramp/initiate")
.header("x-api-key", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"quoteId\": \"qt_01H8X3...\",\n \"walletId\": \"wal_01H8X3...\",\n \"destinationAddress\": \"0xabc...\",\n \"reference\": \"order_12345\",\n \"callbackUrl\": \"https://yourapp.com/webhooks/zet\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.zet.money/v1/onramp/initiate")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["x-api-key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"quoteId\": \"qt_01H8X3...\",\n \"walletId\": \"wal_01H8X3...\",\n \"destinationAddress\": \"0xabc...\",\n \"reference\": \"order_12345\",\n \"callbackUrl\": \"https://yourapp.com/webhooks/zet\"\n}"
response = http.request(request)
puts response.read_body{
"success": true,
"data": {
"transactionId": "txn_01H8X3...",
"reference": "order_12345",
"status": "pending",
"depositAccount": {
"bankName": "Wema Bank",
"bankCode": "035",
"accountNumber": "0123456789",
"accountName": "Zet / John Doe"
},
"amount": "50120",
"expiresAt": "2023-11-07T05:31:56Z"
}
}{
"success": false,
"error": {
"code": "INVALID_REQUEST",
"message": "The 'amount' field must be a positive number."
}
}{
"success": false,
"error": {
"code": "UNAUTHORIZED",
"message": "Invalid API key."
}
}{
"success": false,
"error": {
"code": "RATE_LIMITED",
"message": "Rate limit exceeded. Try again in 60 seconds."
}
}On-Ramp
Initiate On-Ramp
Start an on-ramp transaction. Returns bank account details where the user should transfer NGN.
Flow:
- Call this endpoint with a valid
quoteId - Display the
depositAccountdetails to your user - User transfers the exact NGN
amountvia bank transfer - Zet detects the deposit, converts to crypto, and delivers to the wallet
- You receive an
onramp.completedwebhook when done
For custodial flow, provide walletId. For non-custodial flow, provide destinationAddress.
POST
/
onramp
/
initiate
Initiate on-ramp
curl --request POST \
--url https://api.zet.money/v1/onramp/initiate \
--header 'Content-Type: application/json' \
--header 'x-api-key: <api-key>' \
--data '
{
"quoteId": "qt_01H8X3...",
"walletId": "wal_01H8X3...",
"destinationAddress": "0xabc...",
"reference": "order_12345",
"callbackUrl": "https://yourapp.com/webhooks/zet"
}
'import requests
url = "https://api.zet.money/v1/onramp/initiate"
payload = {
"quoteId": "qt_01H8X3...",
"walletId": "wal_01H8X3...",
"destinationAddress": "0xabc...",
"reference": "order_12345",
"callbackUrl": "https://yourapp.com/webhooks/zet"
}
headers = {
"x-api-key": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'x-api-key': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({
quoteId: 'qt_01H8X3...',
walletId: 'wal_01H8X3...',
destinationAddress: '0xabc...',
reference: 'order_12345',
callbackUrl: 'https://yourapp.com/webhooks/zet'
})
};
fetch('https://api.zet.money/v1/onramp/initiate', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.zet.money/v1/onramp/initiate",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'quoteId' => 'qt_01H8X3...',
'walletId' => 'wal_01H8X3...',
'destinationAddress' => '0xabc...',
'reference' => 'order_12345',
'callbackUrl' => 'https://yourapp.com/webhooks/zet'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"x-api-key: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.zet.money/v1/onramp/initiate"
payload := strings.NewReader("{\n \"quoteId\": \"qt_01H8X3...\",\n \"walletId\": \"wal_01H8X3...\",\n \"destinationAddress\": \"0xabc...\",\n \"reference\": \"order_12345\",\n \"callbackUrl\": \"https://yourapp.com/webhooks/zet\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("x-api-key", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.zet.money/v1/onramp/initiate")
.header("x-api-key", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"quoteId\": \"qt_01H8X3...\",\n \"walletId\": \"wal_01H8X3...\",\n \"destinationAddress\": \"0xabc...\",\n \"reference\": \"order_12345\",\n \"callbackUrl\": \"https://yourapp.com/webhooks/zet\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.zet.money/v1/onramp/initiate")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["x-api-key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"quoteId\": \"qt_01H8X3...\",\n \"walletId\": \"wal_01H8X3...\",\n \"destinationAddress\": \"0xabc...\",\n \"reference\": \"order_12345\",\n \"callbackUrl\": \"https://yourapp.com/webhooks/zet\"\n}"
response = http.request(request)
puts response.read_body{
"success": true,
"data": {
"transactionId": "txn_01H8X3...",
"reference": "order_12345",
"status": "pending",
"depositAccount": {
"bankName": "Wema Bank",
"bankCode": "035",
"accountNumber": "0123456789",
"accountName": "Zet / John Doe"
},
"amount": "50120",
"expiresAt": "2023-11-07T05:31:56Z"
}
}{
"success": false,
"error": {
"code": "INVALID_REQUEST",
"message": "The 'amount' field must be a positive number."
}
}{
"success": false,
"error": {
"code": "UNAUTHORIZED",
"message": "Invalid API key."
}
}{
"success": false,
"error": {
"code": "RATE_LIMITED",
"message": "Rate limit exceeded. Try again in 60 seconds."
}
}Authorizations
Your Zet API key. Contact zetdotmoney@gmail.com to obtain your keys.
Body
application/json
Quote ID from a prior /onramp/quote call.
Example:
"qt_01H8X3..."
Zet wallet ID to receive the crypto. Required for custodial flow.
Example:
"wal_01H8X3..."
External wallet address to receive crypto. Used for non-custodial flow. Mutually exclusive with walletId.
Example:
"0xabc..."
Your unique reference for this transaction. If not provided, one is generated.
Example:
"order_12345"
URL to receive webhook events for this specific transaction. Overrides the default webhook URL.
Example:
"https://yourapp.com/webhooks/zet"
