> ## Documentation Index
> Fetch the complete documentation index at: https://docs.zet.money/llms.txt
> Use this file to discover all available pages before exploring further.

# Pricing

> Simple, transparent pricing that scales with your business

# Pricing

Choose the plan that fits your business. All plans include access to the full Zet API with every feature listed below.

<Note>
  All plans include on-ramp/off-ramp transaction fees (platform + provider fees) as described in [Core Concepts](/concepts#fee-structure). The pricing below covers API access and wallet infrastructure only.
</Note>

## Plans

<CardGroup cols={3}>
  <Card title="Free" icon="rocket">
    **\$0/month**

    Perfect for startups and testing.

    * Up to **500 MAUs**
    * Up to **20,000 transactions/month**
    * Full API access
    * Community support
  </Card>

  <Card title="Growth" icon="chart-line">
    **\$200/month**

    For growing businesses with moderate volume.

    * Up to **2,500 MAUs**
    * Up to **200,000 transactions/month**
    * Full API access
    * Priority support
  </Card>

  <Card title="Growth Unlimited" icon="bolt">
    **\$1,000/month**

    For high-throughput businesses that need no limits.

    * Up to **2,500 MAUs**
    * **Unlimited transactions**
    * Full API access
    * Priority support
  </Card>
</CardGroup>

<CardGroup cols={3}>
  <Card title="Scale" icon="building">
    **\$400/month**

    For scaling businesses with a larger user base.

    * **2,500 – 10,000 MAUs**
    * Up to **1,000,000 transactions/month**
    * Full API access
    * Dedicated support
  </Card>

  <Card title="Scale Unlimited" icon="infinity">
    **\$2,000/month**

    Maximum throughput for large-scale operations.

    * **2,500 – 10,000 MAUs**
    * **Unlimited transactions**
    * Full API access
    * Dedicated support
  </Card>

  <Card title="Enterprise" icon="handshake">
    **Custom pricing**

    For businesses that need more than 10,000 MAUs or custom solutions.

    * **Custom MAU limits**
    * **Unlimited transactions**
    * Custom SLAs
    * Dedicated account manager
    * [Contact us →](mailto:zetdotmoney@gmail.com?subject=Zet%20Enterprise%20Pricing)
  </Card>
</CardGroup>

## Plan comparison

| Feature                 | Free     | Growth       | Growth Unlimited | Scale        | Scale Unlimited | Enterprise |
| ----------------------- | -------- | ------------ | ---------------- | ------------ | --------------- | ---------- |
| MAUs                    | 500      | 2,500        | 2,500            | 2,500–10K    | 2,500–10K       | Custom     |
| Transactions/mo         | 20K      | 200K         | Unlimited        | 1M           | Unlimited       | Unlimited  |
| On-Ramp (NGN → Crypto)  | ✅        | ✅            | ✅                | ✅            | ✅               | ✅          |
| Off-Ramp (Crypto → NGN) | ✅        | ✅            | ✅                | ✅            | ✅               | ✅          |
| Token Swaps             | ✅        | ✅            | ✅                | ✅            | ✅               | ✅          |
| Cross-Chain Transfers   | ✅        | ✅            | ✅                | ✅            | ✅               | ✅          |
| Smart Wallets           | ✅        | ✅            | ✅                | ✅            | ✅               | ✅          |
| Webhooks                | ✅        | ✅            | ✅                | ✅            | ✅               | ✅          |
| Gas Sponsorship         | ✅        | ✅            | ✅                | ✅            | ✅               | ✅          |
| Priority Support        | —        | ✅            | ✅                | ✅            | ✅               | ✅          |
| Dedicated Support       | —        | —            | —                | ✅            | ✅               | ✅          |
| Custom SLAs             | —        | —            | —                | —            | —               | ✅          |
| **Price**               | **Free** | **\$200/mo** | **\$1,000/mo**   | **\$400/mo** | **\$2,000/mo**  | **Custom** |

***

## What's included in every plan

Every Zet API plan gives your business access to the full power of our wallet infrastructure — the same technology powering the Zet Wallet app.

<CardGroup cols={2}>
  <Card title="Smart On-Ramp" icon="arrow-up-right-dots">
    Let your users buy crypto with Nigerian Naira (NGN) via instant bank transfer. Supports CNGN, USDC, ETH, cbBTC, BNB, and USDT with real-time quotes and transparent fee breakdowns.
  </Card>

  <Card title="Smart Off-Ramp" icon="building-columns">
    Convert crypto back to NGN and deposit directly to any Nigerian bank account. Automatic token-to-CNGN conversion with bank account verification built in.
  </Card>

  <Card title="Autofunded Virtual Bank Accounts" icon="landmark">
    Create dedicated virtual bank accounts for each user. Any NGN deposited is automatically converted to crypto and delivered to the user's wallet — no manual intervention required.
  </Card>

  <Card title="Account Abstraction (ERC-4337)" icon="microchip">
    Every wallet is a smart contract account with gasless transactions, batched operations, and deterministic addresses that work across all supported EVM chains.
  </Card>

  <Card title="Gas Sponsorship" icon="gas-pump">
    Your users never pay gas fees. All transactions through Zet-managed wallets are fully gas-sponsored — native tokens are never needed for transaction execution.
  </Card>

  <Card title="Token Swaps" icon="arrows-rotate">
    Same-chain and cross-chain token swaps with optimized routing across multiple DEXs and bridges. Best-price execution with configurable slippage tolerance.
  </Card>

  <Card title="Cross-Chain Transfers" icon="bridge">
    Bridge tokens between Base, BSC, Ethereum, Polygon, Arbitrum, Avalanche, and Solana. Automatic routing finds the fastest and cheapest path.
  </Card>

  <Card title="Multi-Chain Smart Wallets" icon="wallet">
    One deterministic wallet address works across all supported EVM chains. Lazy deployment means the on-chain contract only deploys on first use — with zero cost to your users.
  </Card>

  <Card title="Biometric Authentication" icon="fingerprint">
    WebAuthn-based biometric security (Face ID, Touch ID, fingerprint) for transaction signing and wallet access. No seed phrases, no passwords.
  </Card>

  <Card title="Send to Username" icon="at">
    Users can send crypto to other Zet users by username — no wallet addresses needed. Instant, free, same-network transfers between Zet wallets.
  </Card>

  <Card title="Real-Time Webhooks" icon="webhook">
    HMAC-SHA256 signed webhook notifications for every transaction event. Get notified instantly when ramps complete, swaps execute, or transfers land.
  </Card>

  <Card title="Transaction History & Tracking" icon="receipt">
    Full transaction history with filtering, pagination, and real-time status tracking. Every operation is recorded with complete metadata.
  </Card>

  <Card title="Rewards & Points System" icon="trophy">
    Built-in engagement system with daily check-ins, transaction points, referral rewards, and leaderboards to drive user retention.
  </Card>

  <Card title="NFT Minting" icon="image">
    Mint achievement NFTs for user milestones (first transaction, referrals, etc.). On-chain proof of engagement that users can hold and showcase.
  </Card>

  <Card title="Referral System" icon="users">
    Viral growth engine with unique referral codes, tracking, and automatic reward distribution for both referrer and referee.
  </Card>

  <Card title="Multi-Token Support" icon="coins">
    Support for CNGN, USDC, USDT, ETH, cbBTC, BNB and more across Base and BSC networks, with cross-chain reach to 7+ blockchains.
  </Card>
</CardGroup>

<Info>
  Ready to get started? [Contact us](mailto:zetdotmoney@gmail.com?subject=Zet%20API%20Key%20Request) to get your API keys and start building.
</Info>